So, I mentioned about a week ago how I was trying to save money. Caitlin asked me how I figure out my budget. Here's the problem. I don't. Does anyone have a great way to devise a budget? I'm thinking of using Quicken (simply because it's already installed on my hard drive), but I don't actually know how to use it. I'm sure I could figure it out though...
So far, I had balanced my scheduled bill payments against my bank balance to see what would be left over (a sad, paltry amount) before my next paycheck comes in. From that, I limited myself to $100 spending money for the period between paychecks. Of course, I didn't count the cash in my wallet at the time...so I spent it without counting it towards my $100 limit. Then I cashed in all the loose change that I've been collecting at home/car and didn't count that towards the limit either ($33.00 - not bad! First time I've had to wait in line at the CoinStar machine though. The couple in front of me had over $200 in change!).
I think I may need to rethink my current method...Gas alone will be (and has been) about half of my spending allowance, and I still need to eat (groceries add up). Happily, my two front teeth will be paid off in December, and that will free up $120/mo for savings or spending. The credit cards will take a bit longer to pay down, but I'm working on it (which is why I'm trying to spend so little currently).
As for the "dog" in the post title, it's what my apartment smells like right now. And no, I didn't get one. It's from running the vacuum cleaner that I got from my father (he has quite a few dogs). It needs a new filter, but I haven't been able to find one yet. Granted, I haven't been looking... But, in the meantime, the carpet is looking much better. (And no Kristin, I did not completely clean my place before vacuuming, so don't get too excited.)